Certificate of Coverage
A document from your insurer confirming you have active coverage — often required for visas, long stays, or before a hospital admits you.
A document from your insurer confirming you have active coverage — often required for visas, long stays, or before a hospital admits you.
Also known as
Insurance Confirmation Letter, Proof of Coverage
Real-world example
Schengen visa applications demand proof of travel health insurance covering €30,000+ with repatriation. A screenshot of your policy page isn't enough — embassies want a formal certificate on insurer letterhead.
Country-specific notes
🇪🇺 Schengen Zone
Required for most visa applications.
Embassies require €30,000+ coverage including medical repatriation, explicitly stated in English or the local language.
Save a PDF on your phone — airport border agents have asked to see it.
🇹🇭 Thailand
Required for specific visa categories.
Long-stay (Non-Immigrant O-A) and retirement visas require minimum coverage amounts stated on insurer letterhead.
Thai embassy may reject foreign insurer certificates — check the approved list.
🇦🇪 United Arab Emirates
Required for residency.
A valid health insurance certificate is mandatory for residence visa issuance in Dubai and Abu Dhabi.
Hospital admission often requires showing the certificate upfront.
Frequently asked questions
How do I get a certificate of coverage?
Request it from your insurer's member portal or by email. Most issue it within 24 hours — some instantly. Specify the country and date range you need it for.
Does it expire?
Yes — usually matches your policy period. For visa applications, make sure the dates cover your full intended stay plus a buffer.
Upload your certificate of coverage to Nomedic — it syncs offline, so you have it even if your phone has no signal at border control.