Cancel For Any Reason (CFAR)

Travel-insurance add-on that reimburses part of your trip cost if you cancel for a reason not on the standard covered-reasons list.

Also known as

CFAR, Cancel For Any Reason Coverage

Real-world example

You booked a three-week Bali trip and your partner gets cold feet. Standard travel insurance won't refund you for 'change of heart.' CFAR gets you 50–75% of non-refundable costs back, as long as you cancel before the deadline (usually 48 hours pre-departure).

Country-specific notes

🇺🇸 United States

Most common market for CFAR.

US travel insurers like Allianz, Travel Guard, Seven Corners all offer CFAR upgrades — typically adds 40–50% to the base policy premium.

Must be purchased within 10–21 days of your first trip deposit to qualify.

🇬🇧 United Kingdom

CFAR is rare in the UK market.

UK policies more often include "scheduled airline failure" and "end supplier failure" cover by default instead of offering CFAR upgrades.

Check for "cancellation for any reason" wording explicitly — do not assume it is included.

🇨🇦 Canada

Available through major carriers.

Manulife, TuGo, Blue Cross Canada all offer CFAR endorsements on trip cancellation policies.

Must usually be added at time of booking, not later.

Frequently asked questions

How much does CFAR actually reimburse?

Typically 50–75% of your non-refundable trip cost, depending on the policy. It is never 100%.

Is CFAR worth it?

Usually only if your trip is expensive, non-refundable, and you're booking months ahead in uncertain circumstances (job changes, visa delays, family health).

Upload your CFAR policy to your Nomedic vault, and pull up the cancellation deadline from anywhere — including a beach in Bali.